Refund Policy

This website is owned by MO Creative Studio.

By initiating in the purchase of anything made available on or through this website, including but not limited to programs, products, templates, services, opt-ins, e-books, videos, webinars, blog posts, newsletters, e-mails, social media and/or other communication (collectively referred to as “website”), you are agreeing to accept all parts of this Refund Policy. Thus, if you do not agree to the Refund Policies outlined below, STOP now, and do not proceed with any transaction through this website.

Digital Products & Templates

Payment Plans

If you opt for monthly installment plan, you are required by law to complete all remaining payments of your payment plan.

If You elect for a payment plan, You hereby authorize MO Creative Studio and any third party processor to charge your credit card or debit card automatically according to the terms of your payment plan.

If all eligible payment methods we have on file for you are declined for payment of your monthly fee, you must provide a new eligible payment method promptly or the digital asset will be removed from your account.

You may not cancel or void these payments. In the event that any payment is not made, there will be a 3 day grace period between payment due date and a $35 fee being assessed. If payments are delinquent beyond 30 days, project balance will be immediately DUE IN FULL. If payment delinquency goes beyond 45 days, balance will be submitted for collections.

Refunds

Due to the nature of digital file delivery, all sales are FINAL (includes payment plans). No returns or refunds.

Exchanges

Due to the nature of digital file delivery, there are no exchanges.